Docs

Emergency Fund

A cash cushion sized from monthly Needs, sitting in a linked checking account.

Tap Emergency Fund on the Plan tab. EmergencyFundContent.

Intro

Benjamin and why the safety net comes first. Get Started.

Emergency Fund intro
Your safety net comes first — Get Started.

Collect

1 of 2. Months of essentials (here 6) times Needs ($3,725/mo). Linked cash accounts — Plaid checking at $500 is selected. Continue.

Emergency fund months and accounts
1 of 2 — 6 months, Plaid checking selected.

Complete

Your emergency fund — $500 of $22,350, paced to May 1, 2027 at $2,757/mo. Target date and allocation are editable and both optional — with no monthly savings available the allocation field is disabled with an explainer, and the goal can still be added (it parks in the Plan tab's Later group until it gets a slice). Allocations above the unallocated pool are the one thing blocked. Add to plan creates the emergency_fund goal.

Emergency fund confirm
Add to plan — $2,757/mo hits May 1, 2027.

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