Product

How Wellthplan works.

Sign-up — Expo walkthrough from first open to an active plan
Home — Daily dashboard: Safe to Spend, insights, transactions, bills
Income — Expected vs received, paychecks, life value
Needs — Essential spend, groups, Auto Budget
Wants — Discretionary spend on the shared classification screen
Savings — Remainder after budgets; funds goals (wellth)
Plan — Build Your Plan: seven questions and review
Trim Spending — audit findings to a cancel-and-keep goal
Debt Review — payoff order, or retire the card when there is no bad debt
Emergency Fund — months of Needs in a linked checking account
Life Insurance — coverage gap and checklist
Will & Trust — will (always) and trust when you have or want one
Retirement — nest-egg number and monthly contribution
Transactions — Recent Transactions card and the all-time feed with a scrolling month heading
Recurring — Subscriptions & Bills card and the recurring calendar page
Insights — Home stack and Plan Settings Rules / Notifications
Accounts — Net worth tab, Add Account catalog, and account detail
Apple Wallet — Apple Card, Cash & Savings connected from the iPhone's Wallet
Benjamin — Ask Benjamin: accessory, dock, chat, voice, history, and search
Sidenote — proactive insights through the Ask Benjamin pill: badge, callout, chat handoff
The Rundown — weekly / monthly story from the Home insight card
Plan Settings — Members, budgets, Rules, Notifications, Integrations
Custom Rules — natural-language scheduled rules: digests, prices, one-shots
Subscription — the four billing states, timeline, plan switching, cancel/resume
Advisor Portal — the advisor-agent surface: subscribe pitch, referral share, account menu
Agent Portal — the web portal: getting a code, Home / Contacts / Payouts / Profile, the referral landing page, Stripe payout setup
Invite Links — unique per-person links: agent invites, gift claims, plan invites; what the recipient sees, validity, reminders, dead ends
Gifting — an agent prepays 3 / 6 / 12 months for a prospect: tiers, purchase, claim, and the no-commission rule

This section is being rebuilt from scratch. More product documentation — positioning, feature specs, customer research, and methodology — will land here.