Accounts

The Accounts tab is net worth — Cash, Invested, Assets, and Debt — not the month’s spend.

Home is Safe to Spend. Those numbers are orthogonal: adding a house or a Roth IRA moves this hero and leaves the Home dial alone. Home / Savings / Plan shots on those pages were captured before the adds below, so their totals will not match this tab.

AccountsContent. Header + opens Add Account.

Tab

This space already had Plaid First Platypus Bank checking. Completing each catalog type fills the other sections.

Accounts tab net worth hero — Net worth $452,540 — Cash, Invested, Assets, Debt.

Accounts tab scrolled to assets — Loans, Property, Vehicles, Other below the fold.

Add Account

Header + (or an empty-section CTA) opens the catalog. Three groups, eight labels: Cash & Investments (Checking & Savings, Investments & Crypto), Credit & Debt (Credit Cards, Buy Now, Pay Later, Student & Personal Loans), Assets & Loans (Home & Mortgage, Vehicle & Auto Loan, Other Assets). On an iPhone with FinanceKit (iOS 17.4+) the Credit Cards and Checking & Savings institution grids lead with Apple Card / Apple Savings — see Apple Wallet.

Plaid-capable types

Checking & Savings, Credit Cards, Investments & Crypto, and Student & Personal Loans all open institution search — popular grid plus Search banks. The Manual pill skips Plaid Link. A search with no matches offers Add account manually and Request Connection (name + type, posted to the user-feedback Slack channel). We do not walk the Link SDK overlay.

One search stands for all four (the grid only changes category). Manual forms differ: checking is name + starting balance + optional institution; a loan adds kind chips, APR, and minimum payment. Create Account writes the row.

Institution search with Manual pill — Popular banks — Manual escapes Link.

Manual checking form — Name, starting balance, institution — Create Account.

Manual loan form with APR — Student selected — APR and minimum monthly payment.

BNPL, property, vehicle, other

These four skip institution search.

Buy Now, Pay Later is provider chips (Klarna, Afterpay, Affirm, PayPal Pay Later, Zip), name, total owed, optional monthly payment and APR. Add BNPL.

Home & Mortgage starts on address search (“Where is your property?”). Vehicle & Auto Loan starts on make search (“What kind of car is it?”). Both have a Manual pill. This pass finished those types on the manual asset forms (name + estimated value + optional linked loan) — Places confirm and the vehicle estimate step were not walked. Add Property / Add Vehicle.

Other Assets is name + estimated value. Add Asset.

Add BNPL provider form — Klarna and the other BNPL chips — Add BNPL.

Property address search — Search your address — Manual skips Places.

Manual add property form — Name, value, optional address and mortgage.

Vehicle make search — Search the make — Manual skips the estimate.

Manual add vehicle form — Name, value, optional auto loan — Add Vehicle.

Add other asset form — Gold Bars placeholder — Add Asset.

Detail

AccountDetailContent. A centered identity header — account name over the institution icon, name, and last synced (name and icon tap to edit) — then the balance hero, a flat label-over-value stat strip (Available / Type / Account on depository; Limit / Available / Utilization on credit; loans wrap to Next payment / Monthly payment / Interest rate / Original principal / Equity, with overdue shown as a red value plus its due date; assets show Equity / Date added), the balance-history chart, and Transactions | Merchants | Types. An asset-backed pair renders a Linked loan / Linked property card under the strip — the counterpart's icon, name, and balance — that hops to the other account.

Overflow (named, not captured): Edit Name, Edit Icon, and Add Notes / Edit Notes on every account you own. Plaid is Remove Account (revoke the space grant). Manual is Delete Account, plus Edit Details / Add Transaction or Edit Value on an asset.

Plaid savings account detail — Plaid Saving — centered header, stat strip, balance history.

Notes

One free-text note per account. Overflow Add Notes reveals a Notes card under the balance chart, just above the Transactions / Merchants / Types segmented control, with the cursor ready; type, then tap Save (or Done on the keyboard). Once a note exists the card stays, tap the text to edit, and the menu item reads Edit Notes. Clearing the field removes it. Only the account's owner can write the note; a partner who sees the account through the space reads it in place and gets no menu item. Notes cap at 2,000 characters. The same card is on transaction and recurring detail. The Notes card was not captured in this pass.

Home — Safe to Spend, not net worth
Transactions — posted activity a checking row opens
Savings — remainder after budgets
Plan — goals that can link an account
Emergency Fund — linked checking
Apple Wallet — Apple Card, Cash & Savings from the device
Benjamin — Ask Benjamin on the tab and on detail