Skills
Everything Finn can do — from conversation and bank connections to goals, alerts, and insights.
Core skills
| Feature | Description | Status | Link |
|---|---|---|---|
| Wellth Score | Your 0-to-100 financial health score measuring cash flow, debt, and emergency savings — with guided actions to improve | ✅ Available | Learn More |
| Finn AI | Talk to Finn in plain language in the app or via text; Finn understands your questions and connects you to the right tools (transactions, goals, budgets, and more). | ✅ Available | Learn More |
| Memory | Finn remembers what you've talked about in the past so conversations stay continuous and personalized. | ✅ Available | Learn More |
| Texting | Chat with Finn through SMS, RCS, iMessage, and WhatsApp on iPhone and Android | ✅ Available | Learn More |
| Financial Accounts | Securely connect your bank accounts, credit cards, and investment accounts via Plaid | ✅ Available | Learn More |
| Transactions | Track, query, and analyze your financial transactions in plain language | ✅ Available | Learn More |
| Graphing | Finn auto-generates bar, line, and pie charts on request to help you visualize your finances | ✅ Available | Learn More |
| Budgets | Set spending limits by category and see how you're doing each month | ✅ Available | Learn More |
| Spending limits | Set a monthly spending cap and track your progress against it | ✅ Available | Learn More |
| Income | See how much you've earned, income over time, and expected income | ✅ Available | Learn More |
| Subscriptions | See recurring charges and get notified when Finn finds a new subscription | ✅ Available | Learn More |
| Goals | Savings and debt goals with progress tracking based on your real cash flow | ✅ Available | Learn More |
| Investments | View investment holdings, transactions, and performance across connected accounts | ✅ Available | — |
| Receipt scanning | Scan receipts and Finn extracts the details — then optionally creates a transaction record | ✅ Available | — |
| Spending updates | Opt in to daily, weekly, or monthly spending summaries via text | ✅ Available | Learn More |
| Returns & refunds | See potential refunds and returns Finn has identified | ✅ Available | Learn More |
| Account & profile | Update your name and email through conversation | ✅ Available | Learn More |
| Feedback | Send feedback, suggestions, or report a bug to the team | ✅ Available | Learn More |
Smart alerts (Rules engine)
Finn's Rules Engine lets you create customizable alerts to stay on top of your finances without constant checking. You can set up rules in the app or ask Finn.
| Alert Type | Description | Status | Link |
|---|---|---|---|
| Low Balance Warning | Get notified when any checking account drops below your set threshold | ✅ Available | Learn More |
| Large Purchase Alert | Receive alerts when purchases exceed your configured amount (e.g., $200+) | ✅ Available | Learn More |
| New Subscription Detection | Automatic detection and notification when new recurring subscriptions are detected | ✅ Available | Learn More |
| Income Arrived | Get notified when paychecks or deposits hit your account | ✅ Available | Learn More |
| Merchant Alerts | Set up alerts for specific merchants (e.g., "notify me for any Amazon purchase over $50") | ✅ Available | Learn More |
Integrations
Connect your favorite apps and services so Finn can give you a fuller picture of your finances.
| Integration | Description | Status | Link |
|---|---|---|---|
| Gmail | Connect Gmail for insights on your online purchases, instant alerts when orders ship or bills arrive, and automatic receipt gathering. Finn reads relevant emails (read-only) to surface receipts, subscription confirmations, and purchase details. | ✅ Available | Connect in app |
Learn more about each skill by clicking the links above, or check out our Getting started guide to begin using Finn today.